DEBTOR shall meet all the requirements that are required by CREDITORS as follows:

(1) The terms of financing documents, consisting of:
Employee Entrepreneur Professional Enterprises WNA
Copy of Applicant Identity (KTP / Passport) N/A Applicant ID = (KTP / KIMS / KITAS)
Copy of Family Card/ Kartu Keluarga (KK) and Marriage Certificate (if marriage) N/A  
Copy of Applicant's Spouse Identity(KTP / Passport) N/A Special applicant married
Copy of Guarantor Identity (KTP / Passport) N/A  
Copy of ID Board of Director / Board of Commissioners of the Company N/A N/A N/A N/A ID = KTP/Passport
Copy of Letters Divorced / Death Certificate     Special Applicant widower / widow
Copy of Checking account or savings(last 3 month from application date) / Trade Records / Debtor's financial records For WNA should be attached
Copy of Income Statement / Payroll Slip N/A N/A Payroll slip last 1 month
Copy of Land and Building Permit / Pajak Bumi dan Bangunan (last 1 year) / Deed of Sale and Purchase of house / House ownership Certificate N/A  
Copy of License to practice N/A N/A N/A N/A For Professional applicant
Copy of NPWP   Special financing over 100 mllion IDR
Copy of Corporate Guarantee / Work Permit from the Department of Labour / Employment Contract Letter N/A N/A N/A N/A  
Copy of Deed of establishment and current article of association *) N/A N/A N/A N/A  
Copy of Decree from Ministry of Law and Human Right Republic of Indonesia [MOLHR] *) N/A N/A N/A N/A Letter of approval from management [board of director, board of commissioners and shareholder]

Note :

should be attached

N/A not applicable

if needed

*) Legality Applicant, according to the shape of each business entity
Limited Liability Company / Perseroan Terbatas [PT]
1. Copy of Deed of establishment and copy decree of MOLHR;
2. Copy of Adjustment Deed of Association of the UU No. 40 Year 2007 & copy decree of MOLHR;
3. Copy of Amendment of Articles of Association & copy decree of MOLHR;
4. Copy of Amendment of last Member of the Board [directors and commissioners] & copy decree of MOLHR.

Legality Other Business Entity is set later in the Appendix which is an integral and inseparable part of the Agreement

(2) The terms of Financing Facility
  • a. Submit all documents required by CREDITORS financing is complete and correct.
  • b. Complete, sign and / or initials entire financing documents, including but not limited to:
    1. Application Form at the time of the initial filing;
    2. Complete set of finance lease contract / agreement:
1 Finance Lease Contract/ Agreement [including the general terms and conditions of the agreement] 2 Set HFI & Debtor / Debitur
2 Letter of Joint Statement / Surat Pernyataan Bersama [SPB]*] BPKB 1 Paper HFI
3 3 blank receipts stamped, signed copies 1 owner warranty 1 Set HFI
4 Letter of Guarantee [if necessary] 1 Paper HFI
5 Spouse Approval Letter [if required] 1 Paper HFI
6 Commissioner Approval Letter [if required] 1 Paper HFI
7 Statement of Third Party 1 Paper HFI
8 Statement of NPWP 1 Paper HFI

*) Note: SPB BPKB used to dealers who have not made the MOU with HFI.

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